Central Bank of Nigeria - Credit Risk Analyst

Role:	Credit Risk Analyst
Department:	Banking Supervision Department
Objective:	Monitor adherence to credit risk management policies and ensure institutions’ are adequately protected against credit risks.
Job Responsibilities:	Assess bank credit risk management policies and systems including risk assessment criteria, lending processes and eligibility criteria Review lending activity and credit decisions to confirm compliance with articulated credit risk management policies and procedures Review bank credit exposure and quality of lending portfolios Review classification of exposures in line with the prudential guidelines and specific and general loan loss provisions Establish trends and assess systemic risk of lending concentration to particular industry, sector or borrower Develop and execute a comprehensive supervisory program covering credit risk management systems and practices of banks Provide advice on interpretation and implementation of global financial industry credit risk management guidelines and standards including local implementation of Basel II and III Define strategy for Basel II and Basel III compliance by Nigerian banks Maintain a sufficient level of expertise in the broad range of lending areas and credit portfolios including: emerging market concerns that may impact major credit portfolios within the banking industry effective risk measurement and management practices Analyze banks’ credit data and financial statements to determine the degree of risk involved in extending credit or lending money. Compare liquidity, profitability, and credit histories of establishments
Qualification:	First degree/HND in Economics, Mathematics, Quantitative Methods, Statistics, Finance or related disciplines A post graduate degree is an added advantage Membership of the following professional bodies is an added advantage: Risk Management Association (RMA), Institute of Credit and Risk Management (ICRM) Possession of the following certifications is an added advantage: Advanced Credit Administrative Program (ACAP), Credit Risk Certification (CRC); Financial Risk Management (FRM)
Experience:	Senior Manager: Minimum of 8 years relevant experience in Risk Management. At least 3 years must have been spent in a management position Manager: Minimum of 6 years relevant experience in Risk Management Not more than 50 years old
Vacancy Post Date:	Wednesday 21 March 2012      Apply Now
Vacancy Expires On:	Wednesday 02 May 2012