Job Description
Job Description
Interact with the client, gather deal requirements, financial statements and other inputs for performing quality analysis and due diligence.
Work with RM/product partners in structuring credit solutions for the clients and ensuring the appropriateness of the products.
Work with the RM, in:
a) obtaining all pre clearances like ER negativity, segmentation, etc.
b) preparing & presenting work-shopping note and c) expediting approvals.
Responsible for end-to-end BCA process including preparing all the tools like Odyssey, Scorecard, etc, in-depth analysis of various risks, quality presentation and ensuring fast credit approval.
Ensure compliance of all internal and regulatory credit/other portfolio related policies e.g. preparing the Country portfolio standard checklist, Temasek check, other special reporting requirements, etc.
Coordinate and prepare for GCC meetings
Liaise with GAM Credit for limit approval/allocation.
Release the trade offerings in IMEX, after obtaining the necessary approvals.
Seek necessary approvals for excesses in the account.
Key Roles & Responsibilities
Monitor quality of the portfolio by tracking Excess/past dues, strictly complying with ASTAR, EAR processes.
Ensure timely submission of quality Quarterly Credit Reports
Monitor Risk Triggers, Covenants and other credit conditions and report appropriately
Ensure Zero BCA over dues.
Liaise with Credit on BCA and other credit issues and ensure quick turnaround on queries.
Proper maintenance of Credit files and ensuring Audit Ready at any time
Attend EAR/Portfolio call/MTM calls along with the RMs
In partnership with the relationship manager, ensure timely identification of accounts to be put in EAR as per the bank's policies and guidelines
Qualifications & Skills
First Degree
Chartered Accountant
Skills Required
Risk Management - Advanced
Credit Risk Analysis - Advanced
Account Strategy and Planning - Core
WB Product Knowledge - Core
Deal Structuring - Core
Market Competitor Knowledge - Advanced
Diversity & Inclusion
Standard Chartered is committed to diversity and inclusion. We believe that a work environment which embraces diversity will enable us to get the best out of the broadest spectrum of people to sustain strong business performance and competitive advantage. By building an inclusive culture, each employee can develop a sense of belonging, and have the opportunity to maximise their personal potential.
Additional Information
- Posted:March 9, 2012
- Type:Full-time
- Experience:Not Applicable
- Functions:General Business
- Industries:Banking
- Employer Job ID:323889
- Job ID:2681058
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